Terms of Service

Acceptance of Terms

By accessing or using CD Calculator (the "Website"), including using our calculators and related content, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website.

Description of Service

CD Calculator provides free tools to estimate certificate of deposit (CD) earnings, compare savings plans, and explore early‑withdrawal scenarios. Results are estimates only and may not reflect actual bank rates or terms. We may modify or discontinue any feature or the Website at any time without notice.

Eligibility

The Website is intended for users aged 13 and above. By using the Website, you represent and warrant that you are at least 13 years old.

Acceptable Use

When using the Website, you agree not to:

• Violate any applicable laws or regulations
• Interfere with or disrupt the Website or its servers
• Attempt to gain unauthorized access to any part of the Website
• Use any automated system to access the Website
• Modify, adapt, or hack the Website
• Circumvent any security or authentication measures
• Engage in any conduct that could damage, disable, overburden, or impair the Website

Intellectual Property

The content, calculators, features, and functionality of the Website are owned by CD Calculator or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of any part of the Website without our prior written permission, except for personal, non‑commercial use of the calculators and results.

Third-Party Links

The Website may contain links to third‑party websites (e.g., banks, financial institutions, or educational resources). These are provided for convenience only. We do not control and are not responsible for third‑party content, policies, or practices.

Your use of third‑party sites is subject to their terms and privacy policies. Please review those carefully.

Disclaimer of Warranties

THE WEBSITE AND TOOLS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT.

We do not warrant that the Website will be uninterrupted, secure, or error‑free, or that any defects will be corrected. Calculations and outputs are estimates only and may not reflect actual outcomes.

Limitation of Liability

IN NO EVENT SHALL CD CALCULATOR OR ITS LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE WEBSITE.

Indemnification

You agree to indemnify and hold us harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of our website and services, your violation of these Terms, or your infringement of any intellectual property or other right of any person or entity.

Changes to These Terms

We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on this page. Your continued use of the Website after the effective date of the new Terms constitutes your acceptance of the new Terms.

Contact Us

If you have any questions about these Terms of Service, please contact us at: support@cd-calculator.pro